Last month I used wonga for the first time ever, I was very dubious about these short term loans but was very impressed with the service.
I recently was charged £22 by my bank for going overdrawn for 3 days before my pay went in, I was mortified. I tried wonga and was charged only £6 interest for the same period. Sorry but its a no brainer but ONLY if you need the money very short term and HAVE the means to pay it straight back, luckily for me it was a one off with a big Vets bill as the dog cut his paw open argggghhh.
Anyway use this code and get the £5.50 transaction fee for free – qpp925